Medicare is a federal program that provides health coverage if you are 65+ or have a disability under 65, no matter your income. Our Medicare specialists will help select the right policy for you, so you can feel secure about your hospital care. Let’s start today.
What does Medicare cover?
There are four parts of Medicare:
- Part A provides inpatient and hospital coverage.
- Part B provides outpatient and medical coverage.
- Part C offers options for extra coverage that includes vision, dental, and wellness care. You can only apply for this if you’re enrolled in both Part A and B.
- Part D provides prescription drug coverage.
When should I apply?
You should apply for Medicare when you turn 65. The open enrollment period starts three months before your 65th birthday and extends three months past your 65th birthday. Medicare can charge hefty penalties if you apply late, so it’s important to enroll during your enrollment window.
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Why doesn’t Medicare cover dental care, hearing aids, and eyeglasses?
Routine dental care, hearing aids, and eyeglasses are statutorily excluded from Medicare coverage. It would take an act of Congress to include routine dental services, hearing aids, and eyeglasses in Medicare program coverage.
What is SilverSneakers™? Does Medicare cover this program?
SilverSneakers is a program encouraging older adults to participate in physical activities that will help them to maintain greater control of their health. Original Medicare, Part A and Part B, does not cover this benefit. However, Medicare Advantage plans, also known as Medicare Part C, may provide this benefit. To see if your current Medicare Advantage plan includes the SilverSneakers program or contact your health plan directly.
Can I get a Medicare plan that covers a health club membership?
Original Medicare, Part A and Part B, does not cover any of the costs associated with gym memberships or fitness programs. However, Medicare Advantage that may cover the cost of a gym membership. Contact our licensed agent for more questions.
Disclaimer: The material located on our site is for informational purposes only and is not intended to, and should not be relied upon, or construed as a legal opinion or legal advice regarding any specific issue or factual circumstance.