Protect Every Aspect of Your Business

General Liability Insurance

General liability business insurance polices through 101 Insurance Group can provide financial protection for some of the most common accidents at a business. It can help if someone other than an employee gets hurt and your business is at fault. This is called "bodily injury." 

General liability insurance coverage can also help pay for repair or replacement costs if you accidentally damage property that doesn't belong to you. And if you’re accused of reputational harm (libel or slander), false advertising (advertising injury), or copyright infringement, your insurance policy can provide coverage for that, too.

General liability insurance coverage can help protect you from unexpected expenses related to many of the most common types of accidents that can affect your business and lead to lawsuits, such as:

• Injuries to people who are not your employees (bodily injury)
• Damage to another person’s property (property damage)
• Court and legal fees
• Medical payments
• Advertising harm
• Accusations of libel or slander (personal injury or reputational harm)

Commercial Property

Commercial property insurance from 101 Insurance Group can help protect the physical assets you need to operate your business, including:

• Inventory
• Business equipment and furniture
• Brick-and-mortar structures

Your insurance coverage through our reliable insurance policies could provide financial help if your property is damaged by water, fire, wind, vandalism, and other risks. 

After you purchase commercial property insurance, you could file a claim to get help with replacement or repair costs for damaged property after a covered event. It’s important to note that your policy document will describe specifically what property damage your insurance will cover and any exclusions — be sure to read it carefully. If you have to file a claim, you’ll work with one of our knowledgeable claims specialists who will assist you in resolving it as soon as possible.

Workers' Compensation

Providing workers' comp insurance is crucial for businesses to protect their employees in the event of a workplace injury. Our team has extensive knowledge of California's workers' compensation laws and will guide you through the quote process to find an affordable policy for your risk level and industry. Contact us to discuss securing worker's compensation coverage from top insurers.

Commercial Auto Insurance

Getting in an at-fault accident with a commercial vehicle can be extremely costly without proper coverage. At 101 Insurance Group, we have access to competitively priced commercial auto insurance policies that bundle general liability with coverage for collision, comprehensive, uninsured motorists, and more. We work closely with fleets of all sizes to find the right commercial auto insurance to meet legal requirements while controlling costs.